FAQ

• Do I have to own real estate to qualify? 

One reason our system is unique and fast is because you do not use your credit report or credit score to qualify you, however ownership of real estate is needed to secure our loans.

• What is the application fee for?

That fee of $100.00 covers our title search of your property. Loans cannot be processed without one and applications will not be processed without this fee.

• ​How long does the process take?

Normally, only a few days, but occasionally a bit longer depending what needs correcting on a title search.
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• My parents died leaving me with property that I need to pay taxes on, can I get a loan to pay for that?

Only if the property has gone through Probate and you legally own it. Unfortunately, we cannot loan you money on a property you do not legally own.
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• How long is the loan for?  

Depending on the amount, they range from 6 months to about 30 months and they are self liquidating, meaning there are no surprise balloon payments.